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    <title>3-Way Calculator</title>
    <link>https://3waycalc.com/</link>
    <description>Recent content on 3-Way Calculator</description>
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    <language>en</language>
    <lastBuildDate>Thu, 04 Jun 2026 00:00:00 +0000</lastBuildDate>
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    <item>
      <title>Design Philosophy</title>
      <link>https://3waycalc.com/help/basics/philosophy/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/basics/philosophy/</guid>
      <description>&lt;!-- # Design Philosophy --&gt;&#xA;&lt;p&gt;The 3-Way Calculator is built on four principles. Together they define what the app is — and what it is not.&lt;/p&gt;&#xA;&lt;h2 id=&#34;1-currency-agnostic&#34;&gt;1. Currency-agnostic&lt;/h2&gt;&#xA;&lt;p&gt;The calculator does not assume any currency. The user can think in USD, EUR, GBP, JPY, SAR, or any other currency they work with.&lt;/p&gt;&#xA;&lt;p&gt;The &lt;strong&gt;Decimal Places&lt;/strong&gt; setting in Settings lets you choose between 0, 0.0, 0.00, and 0.000 decimal places. Whether you need whole numbers, tenths, cents, or millimes, the calculator adapts. Support for 5 and 8 decimal places (for cryptocurrencies) is planned.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Rate Configuration</title>
      <link>https://3waycalc.com/help/calculations/rates/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/calculations/rates/</guid>
      <description>&lt;!-- # Rate Configuration --&gt;&#xA;&lt;p&gt;The &lt;strong&gt;flat rate&lt;/strong&gt; is the percentage used to calculate Before, After, and Amount. It is the single most important setting in the calculator.&lt;/p&gt;&#xA;&lt;h2 id=&#34;what-is-a-flat-rate&#34;&gt;What is a flat rate?&lt;/h2&gt;&#xA;&lt;p&gt;A flat rate means the same percentage is applied to every transaction. Common examples include:&lt;/p&gt;&#xA;&lt;ul&gt;&#xA;&lt;li&gt;&lt;strong&gt;VAT / GST&lt;/strong&gt; — typically 5% to 27% depending on the country&lt;/li&gt;&#xA;&lt;li&gt;&lt;strong&gt;Sales tax&lt;/strong&gt; — varies by state, province, or city&lt;/li&gt;&#xA;&lt;li&gt;&lt;strong&gt;Commission&lt;/strong&gt; — a fixed percentage of a sale&lt;/li&gt;&#xA;&lt;li&gt;&lt;strong&gt;Zakat&lt;/strong&gt; — 2.5% of qualifying wealth&lt;/li&gt;&#xA;&lt;li&gt;&lt;strong&gt;Tipping&lt;/strong&gt; — often 10%, 15%, or 20%&lt;/li&gt;&#xA;&lt;/ul&gt;&#xA;&lt;p&gt;The calculator does not use tiered or progressive rates. If your use case needs different rates for different transactions, you change the rate each time.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Themes</title>
      <link>https://3waycalc.com/help/personalize/themes/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/personalize/themes/</guid>
      <description>&lt;!-- # Themes --&gt;&#xA;&lt;p&gt;The calculator includes five visual themes that change colours, fonts, and visual effects across the interface, while leaving functionality unchanged.&lt;/p&gt;&#xA;&lt;h2 id=&#34;switching-themes&#34;&gt;Switching themes&lt;/h2&gt;&#xA;&lt;ol&gt;&#xA;&lt;li&gt;Open the drawer menu (click or tap ☰ in the top-left).&lt;/li&gt;&#xA;&lt;li&gt;Tap &lt;strong&gt;Settings&lt;/strong&gt;.&lt;/li&gt;&#xA;&lt;li&gt;Scroll to the &lt;strong&gt;Theme&lt;/strong&gt; card.&lt;/li&gt;&#xA;&lt;li&gt;Select any theme. Changes apply immediately.&lt;/li&gt;&#xA;&lt;/ol&gt;&#xA;&lt;p&gt;Your selected theme is saved and will be restored when you return.&lt;/p&gt;&#xA;&lt;h2 id=&#34;midnight-executive-default&#34;&gt;Midnight Executive (default)&lt;/h2&gt;&#xA;&lt;figure&gt;&lt;img src=&#34;https://3waycalc.com/help/personalize/themes/midnight-executive-en.png&#34;&#xA;    alt=&#34;Midnight Executive theme preview&#34; width=&#34;420&#34;&gt;&lt;figcaption&gt;&#xA;      &lt;p&gt;Midnight Executive theme preview&lt;/p&gt;</description>
    </item>
    <item>
      <title>Use Cases</title>
      <link>https://3waycalc.com/help/reference/use-cases/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/reference/use-cases/</guid>
      <description>&lt;!-- # Use Cases --&gt;&#xA;&lt;!-- This page walks through real-world scenarios with step-by-step instructions. --&gt;&#xA;&lt;h2 id=&#34;example-1-calculate-vat-on-a-product-price&#34;&gt;Example 1. Calculate VAT on a product price&lt;/h2&gt;&#xA;&lt;p&gt;&lt;strong&gt;Scenario:&lt;/strong&gt; You are a freelancer in the UK. A client agrees to pay you £500.00 including VAT. You need to know your earnings before VAT and the VAT amount.&lt;/p&gt;&#xA;&lt;p&gt;&lt;strong&gt;Steps:&lt;/strong&gt;&lt;/p&gt;&#xA;&lt;ol&gt;&#xA;&lt;li&gt;Tap the &lt;strong&gt;After&lt;/strong&gt; field to make it active.&lt;/li&gt;&#xA;&lt;li&gt;Set the rate to &lt;strong&gt;20%&lt;/strong&gt;&lt;/li&gt;&#xA;&lt;li&gt;Enter &lt;strong&gt;500&lt;/strong&gt;.&lt;/li&gt;&#xA;&lt;li&gt;The calculator shows:&#xA;&lt;ul&gt;&#xA;&lt;li&gt;Before: &lt;strong&gt;£416.67&lt;/strong&gt;&lt;/li&gt;&#xA;&lt;li&gt;Amount: &lt;strong&gt;£83.33&lt;/strong&gt;&lt;/li&gt;&#xA;&lt;/ul&gt;&#xA;&lt;/li&gt;&#xA;&lt;/ol&gt;&#xA;&lt;h2 id=&#34;example-2-find-the-price-including-tax-before--after&#34;&gt;Example 2. Find the price including tax (Before → After)&lt;/h2&gt;&#xA;&lt;p&gt;&lt;strong&gt;Scenario:&lt;/strong&gt; You are pricing a product at $120.00 before tax. You need to know the final shelf price including 8% sales tax.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Getting Started</title>
      <link>https://3waycalc.com/help/basics/getting-started/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/basics/getting-started/</guid>
      <description>&lt;!-- # Getting Started --&gt;&#xA;&lt;p&gt;This guide walks you through your first calculation.&lt;/p&gt;&#xA;&lt;h2 id=&#34;the-three-fields&#34;&gt;The three fields&lt;/h2&gt;&#xA;&lt;p&gt;The calculator screen shows three values:&lt;/p&gt;&#xA;&lt;table&gt;&#xA;  &lt;thead&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;th&gt;Field&lt;/th&gt;&#xA;          &lt;th&gt;Meaning (additive)&lt;/th&gt;&#xA;          &lt;th&gt;Meaning (subtractive)&lt;/th&gt;&#xA;          &lt;th&gt;Example&lt;/th&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/thead&gt;&#xA;  &lt;tbody&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;strong&gt;Before X%&lt;/strong&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Price &lt;em&gt;before&lt;/em&gt; tax&lt;/td&gt;&#xA;          &lt;td&gt;Original amount before deduction&lt;/td&gt;&#xA;          &lt;td&gt;$100.00&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;strong&gt;After X%&lt;/strong&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Price &lt;em&gt;including&lt;/em&gt; tax&lt;/td&gt;&#xA;          &lt;td&gt;Remaining amount after deduction&lt;/td&gt;&#xA;          &lt;td&gt;$115.00 / $85.00&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;strong&gt;X% Amount&lt;/strong&gt;&lt;/td&gt;&#xA;          &lt;td&gt;The tax amount&lt;/td&gt;&#xA;          &lt;td&gt;The deduction amount&lt;/td&gt;&#xA;          &lt;td&gt;$15.00&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/tbody&gt;&#xA;&lt;/table&gt;&#xA;&lt;p&gt;The &lt;code&gt;X&lt;/code&gt; is replaced by the current rate (e.g., &amp;ldquo;Before 15%&amp;rdquo;). The relationship&#xA;depends on the calculation direction:&lt;/p&gt;</description>
    </item>
    <item>
      <title>Nudge Feature</title>
      <link>https://3waycalc.com/help/calculations/nudge/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/calculations/nudge/</guid>
      <description>&lt;!-- # Nudge --&gt;&#xA;&lt;p&gt;The &lt;strong&gt;nudge&lt;/strong&gt; feature lets you adjust a value by one cent ($0.01) at a time, while ensuring the Amount stays the same.&lt;/p&gt;&#xA;&lt;h2 id=&#34;why-nudge-exists&#34;&gt;Why nudge exists&lt;/h2&gt;&#xA;&lt;p&gt;Currency calculations with rounding can produce ambiguous results. For example, at a 15% rate, a gross amount of 115.00 produces an Amount of 15.00. But 114.97 and $115.03 might produce the &lt;em&gt;same&lt;/em&gt; Amount of 15.00, because both round to the same Amount.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Settings</title>
      <link>https://3waycalc.com/help/personalize/settings/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/personalize/settings/</guid>
      <description>&lt;!-- # Settings --&gt;&#xA;&lt;p&gt;The Settings page lets you configure the calculator&amp;rsquo;s behavior and appearance.&lt;/p&gt;&#xA;&lt;h2 id=&#34;accessing-settings&#34;&gt;Accessing Settings&lt;/h2&gt;&#xA;&lt;ol&gt;&#xA;&lt;li&gt;Click or tap the &lt;strong&gt;menu button&lt;/strong&gt; (☰) in the top-left corner.&lt;/li&gt;&#xA;&lt;li&gt;A slide-out drawer opens from the left.&lt;/li&gt;&#xA;&lt;li&gt;Tap &lt;strong&gt;Settings&lt;/strong&gt;.&lt;/li&gt;&#xA;&lt;/ol&gt;&#xA;&lt;p&gt;To return to the calculator, tap the &lt;strong&gt;back arrow&lt;/strong&gt; (←) in the top-left of the Settings header, or use the back button.&lt;/p&gt;&#xA;&lt;h2 id=&#34;language&#34;&gt;Language&lt;/h2&gt;&#xA;&lt;p&gt;Switch between &lt;strong&gt;English&lt;/strong&gt; and &lt;strong&gt;Arabic&lt;/strong&gt;.&lt;/p&gt;&#xA;&lt;ul&gt;&#xA;&lt;li&gt;&lt;strong&gt;English&lt;/strong&gt; — Left-to-right layout, English labels&lt;/li&gt;&#xA;&lt;li&gt;&lt;strong&gt;Arabic&lt;/strong&gt; — Right-to-left layout, Arabic labels&lt;/li&gt;&#xA;&lt;/ul&gt;&#xA;&lt;figure&gt;&lt;img src=&#34;https://3waycalc.com/help/personalize/settings/language-en.png&#34;&#xA;    alt=&#34;Language settings card&#34; width=&#34;420&#34;&gt;&#xA;&lt;/figure&gt;&#xA;&#xA;&lt;p&gt;When you switch to Arabic:&lt;/p&gt;</description>
    </item>
    <item>
      <title>Terminology Reference</title>
      <link>https://3waycalc.com/help/reference/terminology/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/reference/terminology/</guid>
      <description>&lt;!-- # Terminology Reference --&gt;&#xA;&lt;p&gt;The terms Before, After, and Amount are deliberately generic labels that adapt to whatever domain you work in.&lt;/p&gt;&#xA;&lt;h2 id=&#34;tax--core&#34;&gt;Tax &amp;amp; Core&lt;/h2&gt;&#xA;&lt;table&gt;&#xA;  &lt;thead&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;th&gt;3-Way Calculator Term&lt;/th&gt;&#xA;          &lt;th&gt;Means&lt;/th&gt;&#xA;          &lt;th&gt;Tax&lt;/th&gt;&#xA;          &lt;th&gt;Tax Withheld&lt;/th&gt;&#xA;          &lt;th&gt;VAT / GST&lt;/th&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/thead&gt;&#xA;  &lt;tbody&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Before applying flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;the original amount&lt;/td&gt;&#xA;          &lt;td&gt;Taxable Amount / Pre-Tax Amount&lt;/td&gt;&#xA;          &lt;td&gt;Gross Income&lt;/td&gt;&#xA;          &lt;td&gt;Net Price (Excluding VAT/GST)&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;After applying flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;the adjusted amount&lt;/td&gt;&#xA;          &lt;td&gt;Total Amount / Post‑Tax Amount&lt;/td&gt;&#xA;          &lt;td&gt;Net Income&lt;/td&gt;&#xA;          &lt;td&gt;Gross Price (Including VAT/GST)&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Amount difference per flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;the delta (increase or decrease)&lt;/td&gt;&#xA;          &lt;td&gt;Tax Amount&lt;/td&gt;&#xA;          &lt;td&gt;Withholding Amount&lt;/td&gt;&#xA;          &lt;td&gt;VAT/GST Amount&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Flat rate&lt;/td&gt;&#xA;          &lt;td&gt;the percentage applied&lt;/td&gt;&#xA;          &lt;td&gt;Tax Rate&lt;/td&gt;&#xA;          &lt;td&gt;Withholding Rate&lt;/td&gt;&#xA;          &lt;td&gt;VAT/GST Rate&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Direction&lt;/td&gt;&#xA;          &lt;td&gt;addition or subtraction&lt;/td&gt;&#xA;          &lt;td&gt;Tax Added&lt;/td&gt;&#xA;          &lt;td&gt;Tax Deducted&lt;/td&gt;&#xA;          &lt;td&gt;VAT/GST Added&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/tbody&gt;&#xA;&lt;/table&gt;&#xA;&lt;h2 id=&#34;commerce&#34;&gt;Commerce&lt;/h2&gt;&#xA;&lt;table&gt;&#xA;  &lt;thead&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;th&gt;3-Way Calculator Term&lt;/th&gt;&#xA;          &lt;th&gt;Discount&lt;/th&gt;&#xA;          &lt;th&gt;Commission&lt;/th&gt;&#xA;          &lt;th&gt;Markup / Margin&lt;/th&gt;&#xA;          &lt;th&gt;Payroll&lt;/th&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/thead&gt;&#xA;  &lt;tbody&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Before applying flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;Original Price / List Price&lt;/td&gt;&#xA;          &lt;td&gt;Base Price / Principal Amount&lt;/td&gt;&#xA;          &lt;td&gt;Cost Price&lt;/td&gt;&#xA;          &lt;td&gt;Gross Salary&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;After applying flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;Discounted Price / Sale Price&lt;/td&gt;&#xA;          &lt;td&gt;Price with Commission Included&lt;/td&gt;&#xA;          &lt;td&gt;Selling Price&lt;/td&gt;&#xA;          &lt;td&gt;Net Salary&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Amount difference per flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;Discount Amount / Savings&lt;/td&gt;&#xA;          &lt;td&gt;Commission Amount&lt;/td&gt;&#xA;          &lt;td&gt;Markup Amount&lt;/td&gt;&#xA;          &lt;td&gt;Deduction Amount&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Flat rate&lt;/td&gt;&#xA;          &lt;td&gt;Discount Rate&lt;/td&gt;&#xA;          &lt;td&gt;Commission Rate&lt;/td&gt;&#xA;          &lt;td&gt;Markup Rate&lt;/td&gt;&#xA;          &lt;td&gt;Deduction Rate&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Direction&lt;/td&gt;&#xA;          &lt;td&gt;Discount Applied&lt;/td&gt;&#xA;          &lt;td&gt;Commission Added&lt;/td&gt;&#xA;          &lt;td&gt;Markup Added&lt;/td&gt;&#xA;          &lt;td&gt;Deduction Applied&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/tbody&gt;&#xA;&lt;/table&gt;&#xA;&lt;h2 id=&#34;finance--insurance&#34;&gt;Finance &amp;amp; Insurance&lt;/h2&gt;&#xA;&lt;table&gt;&#xA;  &lt;thead&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;th&gt;3-Way Calculator Term&lt;/th&gt;&#xA;          &lt;th&gt;Zakat&lt;/th&gt;&#xA;          &lt;th&gt;Interest&lt;/th&gt;&#xA;          &lt;th&gt;Insurance&lt;/th&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/thead&gt;&#xA;  &lt;tbody&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Before applying flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;Zakatable Wealth&lt;/td&gt;&#xA;          &lt;td&gt;Principal&lt;/td&gt;&#xA;          &lt;td&gt;Base Premium&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;After applying flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;Remaining Wealth After Zakat&lt;/td&gt;&#xA;          &lt;td&gt;Amount Due / Future Value&lt;/td&gt;&#xA;          &lt;td&gt;Total Premium&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Amount difference per flat-rate&lt;/td&gt;&#xA;          &lt;td&gt;Zakat Amount&lt;/td&gt;&#xA;          &lt;td&gt;Interest Amount&lt;/td&gt;&#xA;          &lt;td&gt;Loading Amount&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Flat rate&lt;/td&gt;&#xA;          &lt;td&gt;Zakat Rate&lt;/td&gt;&#xA;          &lt;td&gt;Interest Rate&lt;/td&gt;&#xA;          &lt;td&gt;Loading Rate&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;Direction&lt;/td&gt;&#xA;          &lt;td&gt;Zakat Deducted&lt;/td&gt;&#xA;          &lt;td&gt;Interest Accrued&lt;/td&gt;&#xA;          &lt;td&gt;Loading Added&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/tbody&gt;&#xA;&lt;/table&gt;</description>
    </item>
    <item>
      <title>Arithmetic Operations</title>
      <link>https://3waycalc.com/help/calculations/arithmetic/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/calculations/arithmetic/</guid>
      <description>&lt;!-- # Arithmetic Operations --&gt;&#xA;&lt;p&gt;The calculator has a full four-function arithmetic engine built into the keypad. You can perform calculations on the active field just like a standard calculator.&lt;/p&gt;&#xA;&lt;h2 id=&#34;basic-arithmetic&#34;&gt;Basic arithmetic&lt;/h2&gt;&#xA;&lt;p&gt;The four basic operators work as you would expect:&lt;/p&gt;&#xA;&lt;table&gt;&#xA;  &lt;thead&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;th&gt;Button&lt;/th&gt;&#xA;          &lt;th&gt;Operator&lt;/th&gt;&#xA;          &lt;th&gt;Example&lt;/th&gt;&#xA;          &lt;th&gt;Result&lt;/th&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/thead&gt;&#xA;  &lt;tbody&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;+&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Add&lt;/td&gt;&#xA;          &lt;td&gt;&lt;code&gt;100 + 50 =&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;&lt;code&gt;150.00&lt;/code&gt;&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;−&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Subtract&lt;/td&gt;&#xA;          &lt;td&gt;&lt;code&gt;100 − 50 =&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;&lt;code&gt;50.00&lt;/code&gt;&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;×&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Multiply&lt;/td&gt;&#xA;          &lt;td&gt;&lt;code&gt;100 × 3 =&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;&lt;code&gt;300.00&lt;/code&gt;&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;÷&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Divide&lt;/td&gt;&#xA;          &lt;td&gt;&lt;code&gt;100 ÷ 3 =&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;&lt;code&gt;33.33&lt;/code&gt;&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/tbody&gt;&#xA;&lt;/table&gt;&#xA;&lt;h3 id=&#34;how-chain-calculations-work&#34;&gt;How chain calculations work&lt;/h3&gt;&#xA;&lt;ol&gt;&#xA;&lt;li&gt;Enter a value on the active field.&lt;/li&gt;&#xA;&lt;li&gt;Press an operator (+, −, ×, ÷).&lt;/li&gt;&#xA;&lt;li&gt;Enter a second value.&lt;/li&gt;&#xA;&lt;li&gt;Press &lt;code&gt;=&lt;/code&gt; to compute the result.&lt;/li&gt;&#xA;&lt;/ol&gt;&#xA;&lt;p&gt;The result replaces the value on the active field. The other two fields (Before/After/Amount) are then recalculated based on this new value.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Calculator</title>
      <link>https://3waycalc.com/help/basics/calculator/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/basics/calculator/</guid>
      <description>&lt;!-- # Calculator --&gt;&#xA;&lt;p&gt;This page explains every element of the main calculator screen.&lt;/p&gt;&#xA;&lt;h2 id=&#34;screen-layout&#34;&gt;Screen layout&lt;/h2&gt;&#xA;&lt;figure&gt;&lt;img src=&#34;https://3waycalc.com/help/basics/calculator/main-screen.png&#34;&#xA;    alt=&#34;Main calculator screen&#34; width=&#34;420&#34;&gt;&lt;figcaption&gt;&#xA;      &lt;p&gt;Main calculator screen&lt;/p&gt;&#xA;    &lt;/figcaption&gt;&#xA;&lt;/figure&gt;&#xA;&#xA;&lt;h3 id=&#34;from-top-to-bottom&#34;&gt;From top to bottom:&lt;/h3&gt;&#xA;&lt;div class=&#34;my-8 space-y-8&#34;&gt;&#xA;&lt;!-- Menu, Header --&gt;&#xA;  &lt;div class=&#34;grid grid-cols-1 md:grid-cols-2 gap-6 items-start pb-6 border-b-4 border-black&#34;&gt;&#xA;    &lt;div class=&#34;[&amp;_figure]:!m-0&#34;&gt;&lt;figure&gt;&lt;img src=&#34;https://3waycalc.com/help/basics/calculator/menu-navbar.png&#34;&gt;&#xA;&lt;/figure&gt;&#xA;&lt;/div&gt;&#xA;    &lt;div&gt;Menu toggle button and title.&lt;/div&gt;&#xA;  &lt;/div&gt;&#xA;&lt;!-- Displays area --&gt;&#xA;  &lt;div class=&#34;grid grid-cols-1 md:grid-cols-2 gap-6 items-start pb-6 border-b-4 border-black&#34;&gt;&#xA;    &lt;div class=&#34;[&amp;_figure]:!m-0&#34;&gt;&lt;figure&gt;&lt;img src=&#34;https://3waycalc.com/help/basics/calculator/displays-area.png&#34;&gt;&#xA;&lt;/figure&gt;&#xA;&lt;/div&gt;&#xA;    &lt;div&gt;&lt;b&gt;Display Fields:&lt;/b&gt; Before, After, Amount with focus/anchoring. Active display is highlighted; all keyboard and keypad actions apply to the active field.&lt;/div&gt;&#xA;  &lt;/div&gt;&#xA;&lt;!-- Error --&gt;&#xA;  &lt;div class=&#34;grid grid-cols-1 md:grid-cols-2 gap-6 items-start pb-6 border-b-4 border-black&#34;&gt;&#xA;    &lt;div class=&#34;[&amp;_figure]:!m-0&#34;&gt;&lt;figure&gt;&lt;img src=&#34;https://3waycalc.com/help/basics/calculator/error-limit-exceeded.png&#34;&gt;&#xA;&lt;/figure&gt;&#xA;&lt;/div&gt;&#xA;    &lt;div&gt;&lt;b&gt;Error Display:&lt;/b&gt; When an error occurs, an error message is shown, replacing the display fields and nudge toolbar.&lt;/div&gt;&#xA;  &lt;/div&gt;&#xA;&lt;!-- Nudge toolbar --&gt;&#xA;  &lt;div class=&#34;grid grid-cols-1 md:grid-cols-2 gap-6 items-start pb-6 border-b-4 border-black&#34;&gt;&#xA;    &lt;div class=&#34;[&amp;_figure]:!m-0&#34;&gt;&lt;figure&gt;&lt;img src=&#34;https://3waycalc.com/help/basics/calculator/nudge-toolbar.png&#34;&gt;&#xA;&lt;/figure&gt;&#xA;&lt;/div&gt;&#xA;    &lt;div&gt;&lt;b&gt;Nudge Toolbar:&lt;/b&gt; Shows the active field&#39;s name, up/down buttons to micro-adjust the active value within the valid calculation range, a direction toggle button, and the rate display with a selection slider.&lt;/div&gt;&#xA;  &lt;/div&gt;&#xA;&lt;!-- Keypad area --&gt;&#xA;  &lt;div class=&#34;grid grid-cols-1 md:grid-cols-2 gap-6 items-start&#34;&gt;&#xA;    &lt;div class=&#34;[&amp;_figure]:!m-0&#34;&gt;&lt;figure&gt;&lt;img src=&#34;https://3waycalc.com/help/basics/calculator/keypad-area.png&#34;&gt;&#xA;&lt;/figure&gt;&#xA;&lt;/div&gt;&#xA;    &lt;div&gt;&lt;b&gt;Virtual keypad:&lt;/b&gt; This is where you enter your numbers and do basic arithmetic calculations.&lt;/div&gt;&#xA;  &lt;/div&gt;&#xA;  &lt;/div&gt;&#xA;&lt;h2 id=&#34;header&#34;&gt;Header&lt;/h2&gt;&#xA;&lt;ul&gt;&#xA;&lt;li&gt;&lt;strong&gt;Menu button&lt;/strong&gt; (☰) — opens the slide-out drawer for navigating to Settings&#xA;and About pages&lt;/li&gt;&#xA;&lt;li&gt;&lt;strong&gt;Title&lt;/strong&gt; — &amp;ldquo;3-Way Calculator&amp;rdquo;&lt;/li&gt;&#xA;&lt;/ul&gt;&#xA;&lt;h2 id=&#34;display-fields&#34;&gt;Display fields&lt;/h2&gt;&#xA;&lt;p&gt;Three tappable fields show the current values:&lt;/p&gt;</description>
    </item>
    <item>
      <title>F.A.Q.</title>
      <link>https://3waycalc.com/help/reference/faq/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/reference/faq/</guid>
      <description>&lt;!-- # Frequently Asked Questions --&gt;&#xA;&lt;style&gt;&#xA;  h2 {&#xA;    background-color: #F7E0A0;&#xA;    padding: 1rem;&#xA;    border: 3px solid black;&#xA;    border-radius: 0px;&#xA;    box-shadow: 6px 6px 0px 0px #000000;&#xA;  }&#xA;&lt;/style&gt;&#xA;&lt;h2 id=&#34;general&#34;&gt;General&lt;/h2&gt;&#xA;&lt;h3 id=&#34;what-does-the----button-do&#34;&gt;What does the &lt;code&gt;+&lt;/code&gt; / &lt;code&gt;−&lt;/code&gt; button do?&lt;/h3&gt;&#xA;&lt;p&gt;It toggles between &lt;strong&gt;additive&lt;/strong&gt; and &lt;strong&gt;subtractive&lt;/strong&gt; calculation mode.&lt;/p&gt;&#xA;&lt;ul&gt;&#xA;&lt;li&gt;&lt;strong&gt;Additive (&lt;code&gt;+&lt;/code&gt;):&lt;/strong&gt; &lt;code&gt;After = Before + (Before × rate)&lt;/code&gt; — for VAT, GST, sales tax, tips, commissions.&lt;/li&gt;&#xA;&lt;li&gt;&lt;strong&gt;Subtractive (&lt;code&gt;−&lt;/code&gt;):&lt;/strong&gt; &lt;code&gt;After = Before − (Before × rate)&lt;/code&gt; — for Zakat, discounts, depreciation, deductions.&lt;/li&gt;&#xA;&lt;/ul&gt;&#xA;&lt;p&gt;Toggle freely — the focused field stays put and the other two recalculate.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Keyboard Shortcuts</title>
      <link>https://3waycalc.com/help/personalize/keyboard/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/help/personalize/keyboard/</guid>
      <description>&lt;!-- # Keyboard Shortcuts --&gt;&#xA;&lt;p&gt;When using the calculator on a desktop, laptop, or tablet web browser, you can use your physical keyboard for faster interaction. All keyboard input goes to the active display field.&lt;/p&gt;&#xA;&lt;h2 id=&#34;input&#34;&gt;Input&lt;/h2&gt;&#xA;&lt;table&gt;&#xA;  &lt;thead&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;th&gt;Key&lt;/th&gt;&#xA;          &lt;th&gt;Action&lt;/th&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/thead&gt;&#xA;  &lt;tbody&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;0&lt;/code&gt; – &lt;code&gt;9&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Enter the corresponding digit&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;.&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Insert decimal point&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;Backspace&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Delete the last character (backspace)&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;Escape&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Clear all fields and reset (same as C button)&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;C&lt;/code&gt; or &lt;code&gt;c&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Clear all fields and reset (same as C button)&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/tbody&gt;&#xA;&lt;/table&gt;&#xA;&lt;hr&gt;&#xA;&lt;h2 id=&#34;arithmetic&#34;&gt;Arithmetic&lt;/h2&gt;&#xA;&lt;table&gt;&#xA;  &lt;thead&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;th&gt;Key&lt;/th&gt;&#xA;          &lt;th&gt;Action&lt;/th&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/thead&gt;&#xA;  &lt;tbody&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;+&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Add operator&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;-&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Subtract operator&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;*&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Multiply operator&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;/&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Divide operator&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;%&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Percent (tax calculation or percentage of operand)&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;      &lt;tr&gt;&#xA;          &lt;td&gt;&lt;code&gt;Enter&lt;/code&gt; or &lt;code&gt;=&lt;/code&gt;&lt;/td&gt;&#xA;          &lt;td&gt;Evaluate / equals&lt;/td&gt;&#xA;      &lt;/tr&gt;&#xA;  &lt;/tbody&gt;&#xA;&lt;/table&gt;&#xA;&lt;h2 id=&#34;navigation&#34;&gt;Navigation&lt;/h2&gt;&#xA;&lt;p&gt;Change which field is active (the anchor):&lt;/p&gt;</description>
    </item>
    <item>
      <title>Speeding Up Invoice Sanity Checks: A Freelancer&#39;s Time-Saving Secret</title>
      <link>https://3waycalc.com/blog/2026-06-04-speeding-up-invoice-sanity-checks/</link>
      <pubDate>Thu, 04 Jun 2026 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/blog/2026-06-04-speeding-up-invoice-sanity-checks/</guid>
      <description>&lt;p&gt;For freelancers, administrative work is the ultimate unpaid tax. Every hour you spend writing invoices, chasing payments, sorting receipts, and calculating local taxes is an hour you cannot bill to clients.&lt;/p&gt;&#xA;&lt;p&gt;One of the most tedious administrative tasks is the &lt;strong&gt;monthly billing audit&lt;/strong&gt;.&lt;/p&gt;&#xA;&lt;p&gt;Before you click &amp;ldquo;Send&amp;rdquo; on a client invoice generated by your accounting software, you must perform a &amp;ldquo;sanity check.&amp;rdquo;&lt;/p&gt;&#xA;&lt;ul&gt;&#xA;&lt;li&gt;Did the software calculate the VAT/tax correctly?&lt;/li&gt;&#xA;&lt;li&gt;Do the line items sum to the exact gross total?&lt;/li&gt;&#xA;&lt;li&gt;Are there any halala or cent mismatches that will cause the client&amp;rsquo;s automated payroll system to reject the invoice?&lt;/li&gt;&#xA;&lt;/ul&gt;&#xA;&lt;p&gt;Here is the story of James, a freelance software developer, and how replacing spreadsheet audits with the &lt;strong&gt;3-Way Calculator&lt;/strong&gt; cut his monthly invoicing routine from two hours down to ten minutes.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Legal Disclaimer</title>
      <link>https://3waycalc.com/disclaimer/</link>
      <pubDate>Mon, 18 May 2026 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/disclaimer/</guid>
      <description>&lt;p&gt;&lt;strong&gt;Last Updated:&lt;/strong&gt; May 18, 2026&lt;/p&gt;&#xA;&lt;p&gt;By using the 3-Way Calculator application (&amp;ldquo;the App&amp;rdquo;) and the associated website (collectively, &amp;ldquo;the Service&amp;rdquo;), you acknowledge and agree to the following terms and conditions regarding liability and professional advice.&lt;/p&gt;&#xA;&lt;h2 id=&#34;1-not-financial-or-professional-advice&#34;&gt;1. Not Financial or Professional Advice&lt;/h2&gt;&#xA;&lt;p&gt;The Service provides a tool for performing mathematical calculations based on user-defined rates. The results generated by the Service are for &lt;strong&gt;informational and educational purposes only&lt;/strong&gt;.&lt;/p&gt;&#xA;&lt;p&gt;The Service does not provide financial, tax, accounting, or legal advice. The calculations performed by the App do not constitute professional guidance, and the Service should not be relied upon as a substitute for consultation with qualified professional advisors.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Privacy Policy</title>
      <link>https://3waycalc.com/privacy/</link>
      <pubDate>Mon, 18 May 2026 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/privacy/</guid>
      <description>&lt;p&gt;&lt;strong&gt;Effective Date:&lt;/strong&gt; May 18, 2026&lt;/p&gt;&#xA;&lt;p&gt;This app is developed and published by &lt;a href=&#34;https://gazellesw.com/&#34;&gt;Gazelle Soft Works&lt;/a&gt;.&lt;/p&gt;&#xA;&lt;p&gt;The 3-Way Calculator (&amp;ldquo;the App&amp;rdquo;) is committed to protecting your privacy. This Privacy Policy explains our practices regarding the collection, use, and disclosure of information that is received through our App and website.&lt;/p&gt;&#xA;&lt;h2 id=&#34;1-information-collection-and-use&#34;&gt;1. Information Collection and Use&lt;/h2&gt;&#xA;&lt;h3 id=&#34;11-personal-data&#34;&gt;1.1 Personal Data&lt;/h3&gt;&#xA;&lt;p&gt;The App is designed to be an &amp;ldquo;offline-first&amp;rdquo; tool. We do not require you to create an account, and we do not collect, store, or transmit any personally identifiable information (PII) such as your name, email address, phone number, or physical location.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Terms of Service</title>
      <link>https://3waycalc.com/terms/</link>
      <pubDate>Mon, 18 May 2026 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/terms/</guid>
      <description>&lt;p&gt;&lt;strong&gt;Effective Date:&lt;/strong&gt; May 18, 2026&lt;/p&gt;&#xA;&lt;p&gt;Please read these Terms of Service (&amp;ldquo;Terms&amp;rdquo;) carefully before using the 3-Way Calculator application (&amp;ldquo;the App&amp;rdquo;) or the website operated by &lt;a href=&#34;https://gazellesw.com/&#34;&gt;Gazelle Soft Works&lt;/a&gt; (&amp;ldquo;us&amp;rdquo;, &amp;ldquo;we&amp;rdquo;, or &amp;ldquo;our&amp;rdquo;).&lt;/p&gt;&#xA;&lt;h2 id=&#34;1-acceptance-of-terms&#34;&gt;1. Acceptance of Terms&lt;/h2&gt;&#xA;&lt;p&gt;By accessing or using the App, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the App.&lt;/p&gt;&#xA;&lt;h2 id=&#34;2-description-of-service&#34;&gt;2. Description of Service&lt;/h2&gt;&#xA;&lt;p&gt;The 3-Way Calculator is a tool designed for performing tri-directional percentage calculations. The service is provided &amp;ldquo;as is&amp;rdquo; and &amp;ldquo;as available.&amp;rdquo;&lt;/p&gt;</description>
    </item>
    <item>
      <title>The &#39;Wandering Values&#39; Problem: Why Your Tax Calculator Is Lying to You</title>
      <link>https://3waycalc.com/blog/the-wandering-values-problem/</link>
      <pubDate>Mon, 18 May 2026 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/blog/the-wandering-values-problem/</guid>
      <description>&lt;p&gt;Have you ever been in a high-stakes negotiation, calculated a VAT-inclusive price, then tried to &amp;ldquo;reverse engineer&amp;rdquo; it back to the original net amount, only to find the numbers don&amp;rsquo;t match anymore?&lt;/p&gt;&#xA;&lt;p&gt;One minute your total is &lt;strong&gt;$1,150.00&lt;/strong&gt;, and the next, it’s &lt;strong&gt;$1,149.99&lt;/strong&gt;. It seems like a penny, but in business, that penny represents a breakdown in mathematical integrity.&lt;/p&gt;&#xA;&lt;p&gt;Welcome to the &lt;strong&gt;&amp;ldquo;Wandering Values&amp;rdquo;&lt;/strong&gt; problem—the hidden ghost in the machine of standard percentage calculations.&lt;/p&gt;</description>
    </item>
    <item>
      <title>Contact</title>
      <link>https://3waycalc.com/contact/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/contact/</guid>
      <description></description>
    </item>
    <item>
      <title>Download Apps</title>
      <link>https://3waycalc.com/apps/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/apps/</guid>
      <description></description>
    </item>
    <item>
      <title>How it Works</title>
      <link>https://3waycalc.com/how-it-works/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/how-it-works/</guid>
      <description></description>
    </item>
    <item>
      <title>Mobile Apps Coming Soon</title>
      <link>https://3waycalc.com/soon/</link>
      <pubDate>Mon, 01 Jan 0001 00:00:00 +0000</pubDate>
      <guid>https://3waycalc.com/soon/</guid>
      <description></description>
    </item>
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